Special Event Liability and Property Damage Insurance

Special Event Insurance

Click on a Quote/Pay/Print button above to go to the online application. The special event liability and property damage insurance available through and endorsed by the National Alliance of Special Event Planners, Inc. is administered by R.V. Nuccio & Associates Insurance Brokers, Inc. and is insured by the Western Heritage Insurance Company. This Special Event Liability Insurance covers all Event Types. Quote, Pay and Print your Special Event Liability Policy in minutes.

THE SPECIAL EVENT LIABILITY INSURANCE OFFERED THROUGH NASEP:

• Covers all event types.
• Offers the lowest price with the best coverage in the USA.
• Has the best options available compared to any other major special event insurance product
• Hast the Best financial security backed by Nationwide Insurance Group with over $157 Billion in assets.
• Offers up to $1,000,000/$2,000,000 Coverage

 

PURCHASE A POLICY ONLINE:
To purchase a policy you need to register with our system and create a username and password. To register click on the Quote/Pay/Print button above. In the new window click on Self Register Here in the bottom right hand corner of the page. Once the registration has been submitted, click on the New tab. Select the type of insurance policy you would like to purchase and submit. VIEW AND PRINT INSTRUCTIONS

GETTING A QUOTE ONLINE:
You are given a free quote during the application process, click on the Quote/Pay/Print button. Once you register with our system and complete the first section with the information about yourself, your company, and the coverages you would like to purchase you will be able to view a quote. If you then wish to purchase the policy you simply click Next and proceed with the rest of the application. VIEW AND PRINT INSTRUCTIONS

ADDITIONAL INSURED REQUESTS:
If you find that you need an additional insured after you purchase the policy, all you need to do is log in to our system by entering your username and password. Click on the the Quote/Pay/Print button above and log in. Once you have logged in, click on the application you wish to enter into and then click Edit. VIEW AND PRINT INSTRUCTIONS

 

General Liability / Spectator Liability

Often referred to as CGL, Commercial General Liability or Spectator Liability this policy provides broad protection for situations in which a business (i.e. your special event) must defend itself against lawsuits or pay damages for personal injury or property damage to third parties.  This policy also gives protection to the venue and or sponsors of the event by adding them to the policy as an additional insured. Examples such as a slip and fall or damaged floors are covered by such a policy. Host liquor liability is included if there is no transfer of money for alcohol. Exclusions do apply

Third Party Property Damage Liability
Pays for damage or destruction of property belonging to others (including loss of use of the property) while the property is in the care, custody or control of the insured.

Contractual Liability
A legal obligation voluntarily assumed under the terms of a contract, as distinguished from liability imposed by the law (legal liability).

Automobile Liability
Automobile liability covers the insured for damages resulting from the ownership, maintenance, or use of a covered auto. It covers the insured for its legal liability for damages,
Non Owned & Hired Auto Coverage This coverage is used to protect against claims arising out of the use of vehicles leased, hired, rented or borrowed by you, or your employees, while in the course of business.

Host Liquor Liability
This coverage is included in the general liability policy if the insured is not in the “business” of manufacturing, selling, distributing, serving or furnishing alcohol. Purchase Liquor liability coverage if any money is being charged or an admission is being charged with the serving of alcohol included.

Liquor Liability:  

This type of liability insurance provides coverage for bodily injury or property damage for which you may be held liable by reason of:  Causing or contributing to the intoxication of any person; Furnishing alcoholic beverages to a person under legal drinking age or under the influence of alcohol; or Violating any statute, ordinance, or regulation relating to the sale, gift, distribution, or use of alcoholic beverages. This coverage only applies if you are involved in the following activities: Manufacturing, selling, or distributing alcoholic beverages;  Serving or furnishing alcoholic beverages for a charge, whether or not such activity requires a license or is for the purpose of financial gain or livelihood; or Serving or furnishing alcoholic beverages without a charge, if a license is required for such activity. This coverage should be purchased if you are charging for alcohol.

Workers Compensation

This coverage is required by state law. This type of policy provides coverage for medical, disability or death benefits to "employee" who becomes ill or who is injured in the course of his/her employment. Individuals who consider themselves "independent contractors" or "sub-contractors" will usually be held to be employees (as far as Worker's Compensation is concerned), and failure to carry this insurance can result in having to pay any benefits required under the law.

Medical Payments
Protection to pay the cost of medical care to an injured party regardless of whether the policyholder is liable. Written in conjunction with general and personal liability policies.