Special Event Insurance
Starting at $67.00 plus applicable taxes and charges.
RVNA Event Insurance for short term event coverage and vendor event insurance.
Specialeventinsurance.com, a newly launched site from R.V. Nuccio & Associates, Inc. is tailored for event organizers and vendors who need Event Liability Insurance for an event.
You won't find a better carrier to insure events and the new website, Specialeventinsurance.com is not only comprehensive but well organized and a pleasure to navigate. You should find all the answers to your questions on their new website or you can reach them directly at 1-800-364-2433.
Attn: Policy Holders
If you already have a policy please go to specialeventinsurance.com to manage your policy or click on one of the links they have conveniently provided above.
What is a Special Event?
A special event is defined as an event, such as a wedding, anniversary party, Bar Mitzvah, fair, carnival, exhibition, fundraising dinner or other event of short duration, usually lasting ten days or less.
Another type of event which would qualify as a special event but be held open for more than 10 days might be a Corn Maze, Pumpkin Patch or a Christmas Tree Lot open to the public for the sale of Christmas trees. In addition to Special Event Liability insurance, other types of special event insurance would include Event Cancellation, Hole In One and Prize Indemnification insurance.
What the rental facility will most likely require:
You, the special event holder, will most likely be required to provide proof of liability insurance to the facility/venue where you have decided to hold your special event. In addition to providing proof (in the form of a piece of paper known as a Certificate of Insurance) to the facility/venue that you have secured a liability insurance policy, you may also be required to add the facility/venue to this required liability insurance policy as an insured. This is known as adding the facility/venue as an Additional Insured to this liability insurance policy which the facility/venue requires you to purchase before you will be allowed to hold your special event.
The practice of a facility/venue requiring that they be named as an Additional Insured on a General Liability insurance policy by all persons or entities renting or using the site, is quite common. It is so common, in fact, that the required Additional Insured wording or language is generally contained within the Insurance Requirement section of the Facility Rental Agreement or Facility Use Agreement.
Special Event Insurance
A Special Event is usually defined as a function of short duration or an function that is not permanently ongoing. A function may last only one day, such as a wedding or a piano recital, or a function may last a month or more such as a county fair or a Christmas tree sales lot. The defining factor is that a function is not set in a permanent location and a function does not continue for an indefinite period of time such as a continuing operation or long term business. There are approximately 350 different types of functions currently defined, with the list constantly under revision and growing.
What is General Liability Insurance?
General Liability Insurance is an insurance policy specifically designed to insure the legal liability exposures of a function. This type of function insurance policy is generally termed a Commercial General Liability policy or a Comprehensive Personal Liability policy. Both of these General Liability Insurance policies provide civil legal liability coverage for allegations of bodily injury and property damage. This type of General Liability Insurance is oftentimes required by the venue, or the location where the function is to take place.
Why does the Venue require General Liability Insurance?
It is not uncommon for the venue to require proof of General Liability Insurance from the event holder. This proof of General Liability Insurance is usually known as a Certificate of Insurance. This Certificate of Insurance is nothing more than a piece of paper showing that the person holding the function has purchased General Liability Insurance with the required liability limit, which is usually $1,000,000. This insurance requirement forced upon the event holder by the venue owner/operator is an insurance risk management technique known as risk transfer, which is a form of loss control. The venue owner/operator desires to push or share as much of the potential liability to the function holder as possible. In many cases, the venue owner/operator will also require that the function holder name the venue as an Additional Insured on this required Function Insurance policy.
Attn: Venues/Event Sites
Make it easy for your special event clients to fulfill your insurance requirements.
Print copies of our flyer to hand to your special event clients at the time they rent your facility.
Download Insurance Flyer