web design los angeles Tiny start-ups to Fortune 500 companies.
close x

EVENT, MEETING & Wedding PLANNER Insurance

dj kj vj

INSURANCE 101



R.V. Nuccio & Associates, Inc. has created a custom insurance program specifically designed to insure the property, crime and general liability exposures of a professional Event, Meeting or Wedding Planner.


Is your equipment covered with this policy?
When you purchase Property Plus from R.V. Nuccio & Associates, Inc. it provides insurance coverage on a special Commercial Articles Floater form for any office or Event Planning equipment you may own up to the specified value, against all risks of direct physical damage from any external cause, except those which are specifically excluded. The coverage is provided on a replacement cost basis (new for old), and contains a $500 per loss deductible. The policy includes coverage for loss due to fire, windstorm, theft, vandalism and other perils which are not excluded. For more details read the Coverage Summary.

What if I have an employee dishonesty problem?
When you purchase Crime from R.V. Nuccio & Associates, Inc. you will be covered for many things useful to any Event, Meeting or Wedding Planner (with or without employees). It provides coverage for moneys that may be collected at the venue site. Because dishonest acts of employees (such as theft of Event Planning equipment by an employee) are excluded from the property policy, Crime Plus was created to fill this coverage gap. Crime Plus has several other coverages important to any Event, Meeting or Wedding Planner operation, whether or not there are employees.

Why would I need Liability, shouldn't the venue carry this policy?
As an Event, Meeting or Wedding Planner interacting with the public while providing your services, you are exposed to lawsuits because of allegations of bodily injury or property damage. A simple slip and fall over a cord you placed on the floor, can result in a broken hip and a bodily injury claim worth thousands. When you are sued and you do not respond with legal representation [at $500 per hour] you will lose a judgment by default. Liability insurance exists to provide both defense and judgment coverage for covered losses.

 

The information providedby from R.V. Nuccio & Associates, Inc. is only a summary of the coverage. It is not all inclusive, nor does it alter or waive any of the actual policy language. Please refer to your policy for specific coverage language.

Benefits

 

 

Already purchased a policy? You can login to R.V. Nuccio & Associates, Inc. and view your policy.